Benefits of a Credit Card

Each bank is people friendly, they usually have a variety of credit cards to help individuals in case of emergencies or untoward situations. You’ll be able to choose any card suitable to your way of life and their customer-friendly executives are always at your beck-and-call for assistance. All of the cards have money back schemes, reward points and offers any time of the year. Having a credit card presents you the comfort of making one payment compared to paying money for varied services.


Sure, choosing the right card is a difficult task, but not an unattainable one. In case your job includes happening excursions, a journey card offering discounts on hotel bookings and flight tickets will be the greatest option. Also, you’ve gotten the option of paying by this card instead of paying by money in a foreign land. If you are one who shops recurrently, a card providing discounts on widespread labels, electronics at suitable outlets will be the finest option.

In an unforeseen-emergency, you can make the payment, however can have the big quantity changed to EMIs. Repayment is necessary, however, you possibly can schedule the payment as per your convenience after going by means of the guidelines.

A number of the card fans opine the monthly c.statement to a diary the place you should not have to note the purchase items. An option is also available where the purchases will be easily sorted.

Making regular payments in your dues automatically rewards you with a superb credit score. A wonderful track record will always assist you in securing a loan.

Overlook the past of standing in long queues at a bank; you’ll be able to apply for your favourite credit card within the comfort of your own home or office. Make a visit to the website, browse the required column and choose your favourite card. The personal details need to be stuffed as required and then click the “Apply” option. The subsequent step is to keep ready the copies of Identity proof, Revenue proof and address proof for the verification process.


Handling bills is tough, but more difficult is the task of paying bills. The world is in your fingertips provided you know how to handle technical gadgets and have a credit card. You don’t have to step out of your home to pay payments of any class, be it electricality, mobile recharge and other requirements.

Live problem free and avail of the Mobile Bill Pay option of the Bank. Make sure you do the suitable clicks, replace right information and the bill. You may have accomplished your part to Mother Nature by saving paper and making the most effective use of your time.


The internet has given rise to cyber criminals who make use of each opportunity to swindle money at your cost. Nevertheless, all the credit cards are safely protected as they have an EMV chip (additionally protected by PIN) by which every transaction is made secure. The chip cuts down drastically any possibilities of skimming and counterfeit fraud transactions.

You should use the card to access airport lounges (for a nominal payment), shop online for garments, gadgets, book tickets of your favourite shows etc. Just like each credit card, you will receive an SMS immediately after a transaction to the mobile number registered in the directory.

You can too withdraw money at any ATMs in the world (nevertheless, you have to inform the bank for some credit cards about going to a overseas country). Fees will likely be applicable as per the guidelines. Payment by card just acquired higher with these points.

• Booking by credit card offers you reductions on movie tickets and outside dining.
• Relying on the card, you’ll get refunds for fuel surcharges.
• Relations of major card holders should not have to pay charges for becoming an add-on member.
• Becoming a member of charges could also be waived for those who make a purchase order of a particular amount or above utilizing the card.


You need to have attained the age of 18 years or older

You must maintain a minimal amount as per the requirements of the credit card
In case you are making use of for a credit card the primary time, you have to provide proof of your revenue, address. In case you already have an account, your KYC information will probably be checked as soon as once more for authenticity.

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